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Richfield Buyers

Buyer Information

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.

As Your Broker We Will:

  • Show you all properties that fit your criteria.
  • Help you through the home buying process, from finding you homes to look at, to getting the best financing.
  • Make sure you pay the right price for your new home and help you avoid costly mistakes.
  • Answer all of your questions about your local market area, including schools, neighborhoods, the local economy, and more.

Before I Start Looking For My Home:

  • Check your credit rating and help you straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.

What Closing Costs Should I Expect?:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.